As we witness a fintech revolution in India, credit is becoming more accessible and affordable. Government initiatives and digitization efforts have resulted in an ecosystem that ensures a transparent lending process and financial inclusion.
Technology is at the forefront of this revolution. While advanced technologies such as artificial intelligence, machine learning and blockchain have found a perfect use case in digital loans, the Phocket instant loan app promises a differentiated offer for employees. He has developed his own algorithm just like other fintech players for credit decisions and we call it “PH Score”.
Seven apps every man should have on his smartphone
Simplify your life!
In a mobile-centric world, smartphone apps bring a wealth of infotainment and services at your fingertips. Here are a few that you can consider.
Aptitude
Nike + Training Club
It is a complete and aesthetic app that offers over 150 workouts including endurance, strength, mobility and yoga. You have the choice of workouts according to your goals, your tone and your level of preparation. Nike + Training Club’s new athletic workout series also offers health and motivation tips from Cristiano Ronaldo’s 360-degree approach to training.
Music
SoundCloud
One of the largest music and audio streaming platforms, SoundCloud is a must-have if you love music. It boasts 150 million tracks from emerging and established artists around the world. It gives song suggestions based on your tastes and listening habits, helps interact with artists, and more.
Work day planner
Must.im
Of course, there is no shortage of apps to manage your to-do list. And one of the best is Doit.im. It syncs across multiple devices and makes it easy to work on your list. The app syncs your tasks with the cloud, lets you sort your goals, projects, next actions, edit tasks, and support multi-level view – goals, projects, tasks, etc.
Multitasking
Flochat
It’s your go-to messenger for accessing all the services you could possibly need – food, ridesharing, deals, entertainment, research (Microsoft Bing), gifts, and more. Besides letting you use your frequently used apps on its platform, Flochat comes with a personal chat assistant and allows you to edit and delete chat messages even after they are sent.
Pocket has identified two initiatives that it believes hold promise in building a quality loan portfolio. First, he launched the Pocket Ambassador Program – a revenue-sharing initiative aimed at identifying influencers and onboarding them to get quality people to apply for loans. Second, the installation of the Pocket Café in leading office complexes. It is a stand-alone initiative where you can literally get a chai pe loan.
While the success of these initiatives will be assessed over time, Phocket is now focused on building a quality loan portfolio through its differentiated approach of combining AI with human insight.
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